General Contractors & Skilled Trades
Discuss your projects, employees, subcontractors, tools, and contract requirements. John can also help explore surety, fidelity, and home improvement contractor compliance bonds through BHI.
A practical starting point
Insurance advice that starts with your business.
General contractors, building owners, and marina operators each have different insurance questions. John starts with how your business works, what has changed, and what deserves a closer look. Local business owners and skilled trades are welcome, too.
Serving clients throughout New Jersey.
Contractors, Building Owners & Marinas
Your everyday work matters. So does work outside your usual scope.
From managing a building or marina to taking on a new construction project, the details matter. John asks about your usual work and anything outside that scope, along with your people, property, equipment, and plans for growth.
You don't have to switch for the conversation to be worthwhile. If your current coverage seems like a good fit, John will say so. If a closer review would help, he will explain the details needed and how to share them through BHI's approved process.
Areas to discuss
- General Liability
- Workers’ Compensation
- Commercial Auto
- Business Property, Equipment & Flood
- Marina Insurance
- Surety, Fidelity & Contractor Compliance Bonds
Availability and terms vary by insurer, location, eligibility, and underwriting.
How John can help
A closer look at your business.
John works with BHI’s insurers to explore options for your operations, property, and plans. Start with the business you run today.
Building Owners
Review how your buildings are used, who occupies them, and what has changed. Property, liability, and business flood insurance can all be part of the conversation.
Marinas
BHI has access to multiple insurers for marina operations. Depending on the size and needs of your business, John may explore a combination of standard and specialist marina insurers.
Details worth a conversation
Start with what has changed.
You don’t need all the answers before reaching out. These are a few of the details John can help you review.
Your Business & Your Team
Are you an LLC, a corporation, or another type of business? John asks about your business structure, owners, and employees as part of a workers’ compensation review.
Business Vehicles
Has your business auto coverage kept up with changes to your vehicles, drivers, and daily work? Bring those changes into the conversation.
Tools, Equipment & Materials
Think about a lost or stolen tool, a work trailer, or materials stored in a warehouse. John asks where items are used, transported, and stored to help identify questions worth reviewing.
Employee Benefits
Explore group life, health, and disability options for your team and budget. BHI offers in-house options, and John often brings in a specialist partner to guide the benefits discussion.
401(k) & Business Connections
Through his partnerships, John can introduce you to professionals for 401(k) services and business-development support. These services are provided through partners.
Working From Home
Run your business from home? Let’s review how your home and business coverage fit together, including the questions to ask about equipment and business use.
Before you reach out
A clearer first step.
What happens on the first call?
Tell John about your work, what has changed, and what prompted you to reach out. He will help identify the information needed for a closer review and explain the next steps.
What should I have ready?
Have a general description of your operations and any questions about existing coverage or contract requirements. You do not need to complete an application first. John will explain how to share documents through BHI’s approved process.
What if a project deadline is approaching?
Call John at 732-440-7799 and mention the deadline. Timing depends on the information needed and the insurer’s review. A callback request does not confirm coverage or guarantee that a deadline can be met.
A simple first step
Have an insurance question? Start with John.
Leave your name and phone number. Email is optional, and no application is needed for the first conversation. John can help you decide whether to review existing policies, gather details for a quote, or discuss a change.
What happens nextJohn or a member of his BHI team will reach out within 24 hours.